Aboutcreditandrepair.com is committed to providing you with information, tips and tools to help you repair your credit and raise your credit scores.

The greater number of Americans (surveys indicate about 6 out of 10) have poor credit. Many of them are good people who for various reasons ranging from personal misfortunes to poor credit management and awareness have sunk deep into the abyss of debt.

But one thing is common: Poor credit hurts. I know this because I’ve been there. With bad credit it is virtually impossible to borrow money for emergencies, or things you really need. Same for renting an apartment,  buying a car or a home. I almost became homeless once. Starting, running, or growing a business without good credit is agonizingly hard. Again, I’ve personally experienced this.

It’s the reason I started this site: to offer the information needed by those with bad credit to get back on track and avoid getting scammed.

Yes, with some awareness and education your can start repairing your credit. It cannot be done overnight as some scammers would have you believe. And, yes it takes some work and discipline.

But the good thing is, it can be done. And you can do it yourself, without hiring an “expert”. The last thing you need when already in debt is to spend more money - use what you have left to clear your debts instead and clean your credit report.

Occasionally, I will recomend a credit repair product or book. If I do, I’ve read or used it.

Keep visiting this blog for credit repair tips, tricks and updates. You may also want to sign up for my newsletter (subscription form on right side of each page) for updates and nuggets I come across.

To be honest, Aboutcreditandrepair.com does make money from advertising on this site, as well as some (not all) products and services that we do recomend. But this does not compromise on the information we present to you.