You may find them cute or annoying. Either way, it’s okay. I personally find them both cheesy and annoying. But this post is not about that. It is about the truth, or more appropriately, the lies behind free credit report commercials.

As you probably know, the “free” could come attached with something else: a catch if you like to call it that. But it can be a little tricky when it comes to a credit report, as you can actually get this for free. So what’s the catch? We’ll get to that in a moment.

More on Free Credit Report Commercials Lying to You – Plus How to Get Your Free Credit Report