Whether you have no credit or have less than good credit, you need to build credit. This article offers tips on how to build up credit for both cases. No, this is not about credit repair, which is a whole different subject.

Why should you care about building up credit? Isn’t having credit (good or bad) the same as being in debt? And isn’t being in debt after all a bad thing? Hmm…

First of all, and if you didn’t already know, credit history is creeping into virtually every aspect of our lives. This includes aspects that previously had nothing to do with credit such as employment. More on How to Build Up Credit – 10 Tips for Building a Good Credit History and Score