Are you looking at a low credit score and wondering how you can improve it? Perhaps you are being denied credit because your credit history is limited. Either way, you probably would want to do what you can to boost your credit rating and score as much as possible.

This has probably got you thinking whether or not you can weave in your rental history to your credit score. So, if you are asking the question “Can I add rental history to my credit report?” the answer is yes.

Well, actually, you would not be the person adding it to your credit score. When you ask “Can I add rental history to my credit report?” it would actually be the landlord that adds the rental payment history to the credit score.

That means you would have to ask them to do this for you. Don’t worry. It is not a difficult process at all. Your landlord could probably do it in a few minutes.

When you wonder if you can add rental history to your credit report, you are probably wondering why the landlord did not do it in the first place. Generally, landlords will not report anything to a credit agency unless you have a lease or other agreement and default on it. More on Can I Add Rental History to My Credit Report?

One of the most common questions about credit is “How do I fix my credit score?”

Well the answer to that question is simple. You actually cannot fix a credit score. Confused? Don’t be. I’ll explain shortly.

You see, your credit score is tied to the information on your credit file, also known as your credit report. Needless to say, if your credit file sucks, your score will suck. Conversely, if your report is good, your score will be good or even great.

Now you see why you can’t actually fix your credit score: you can only raise or lower it depending on what is on your credit report. So, the first thing is to tackle your credit report. This means getting rid of negative information and adding as much positive information as possible. More on Fix My Credit Score – Plus How to Clean Your Credit Report

The process of how to clear bad credit history can be a rather involved one. However, by taking the appropriate steps, you can most assuredly clear up your credit rating and get yourself back on track for pristine credit.

Yes, it may take some time and effort to clear up a poor credit score and history. But, time will go by whether you take the right steps or not. So, would it not be better to take the steps to improve your credit? More on A Few Steps to Clear Bad Credit History

By James Keegan (Guest writer)

Are you looking to dispute items on a credit report? If so, you have probably noticed something on the report that is completely inaccurate. More than likely, you are probably stressed and upset over the presence of inaccurate information on your credit report.

Well, it would be best not to get upset. The ways to deal with disputing items on the credit report are fairly straightforward and easy. For those wondering how to go about it, here are a few steps to follow: More on Ways to Dispute Items on a Credit Report

Whether you have no credit or have less than good credit, you need to build credit. This article offers tips on how to build up credit for both cases. No, this is not about credit repair, which is a whole different subject.

Why should you care about building up credit? Isn’t having credit (good or bad) the same as being in debt? And isn’t being in debt after all a bad thing? Hmm…

First of all, and if you didn’t already know, credit history is creeping into virtually every aspect of our lives. This includes aspects that previously had nothing to do with credit such as employment. More on How to Build Up Credit – 10 Tips for Building a Good Credit History and Score