Are you looking at a low credit score and wondering how you can improve it? Perhaps you are being denied credit because your credit history is limited. Either way, you probably would want to do what you can to boost your credit rating and score as much as possible.

This has probably got you thinking whether or not you can weave in your rental history to your credit score. So, if you are asking the question “Can I add rental history to my credit report?” the answer is yes.

Well, actually, you would not be the person adding it to your credit score. When you ask “Can I add rental history to my credit report?” it would actually be the landlord that adds the rental payment history to the credit score.

That means you would have to ask them to do this for you. Don’t worry. It is not a difficult process at all. Your landlord could probably do it in a few minutes.

When you wonder if you can add rental history to your credit report, you are probably wondering why the landlord did not do it in the first place. Generally, landlords will not report anything to a credit agency unless you have a lease or other agreement and default on it. More on Can I Add Rental History to My Credit Report?

Many people find themselves in a bad credit situation. There are many companies that claim to know credit repair secrets that can put you back in good credit status in no time flat. What are these secrets and how can you find them? More on Credit Repair Secrets – 3 Powerful Things You Must Know

Whether you have no credit or have less than good credit, you need to build credit. This article offers tips on how to build up credit for both cases. No, this is not about credit repair, which is a whole different subject.

Why should you care about building up credit? Isn’t having credit (good or bad) the same as being in debt? And isn’t being in debt after all a bad thing? Hmm…

First of all, and if you didn’t already know, credit history is creeping into virtually every aspect of our lives. This includes aspects that previously had nothing to do with credit such as employment. More on How to Build Up Credit – 10 Tips for Building a Good Credit History and Score

There are two kinds of credit inquiries, one of which can hurt your (Fico) credit score. We shall look at how to remove inquiries from credit reports, especially when they are not authorized. But what exactly are the two types of inquiries?

First, there is what is commonly known as a “soft inquiry”. When you request your own credit file, this creates a soft inquiry. Likewise, when a credit card or other creditor-type company is checking you out for marketing purposes (the result of which is junk mail), this creates a soft inquiry. More on How to Remove Inquiries from Credit Report