Credit Reports: Getting Your No Charge Credit Report
In the US there are 3 major credit reporting agencies which keep information on you and your credit. These are namely Equifax, Experian and Trans Union. This information includes a wide range of financial and personal details. The credit bureaus (that is the agencies) make money out of selling this information. Much of this data can seriously affect your life. Mistakes do happen, more than the bureaus would have you believe. And when they do happen it is almost never in your favor. These can cost you, sometimes big-time. Also, this is the day and age of identity theft. Someone could be out there spending a storm at your expense. It therefore is of vital importance to regularly check your credit report from each of the three major credit bureaus at least once per year. This is free. The address to go to for your no charge credit report is: Annual Credit Report Request Service (www.annualcreditreport.com) See also: The 3 Major Credit Bureaus: Addresses and How to Get Free Credit Report |
Your credit report is an important document which
could have a huge impact on the quality of your life. It is perfectly possible to see a copy of your credit
report, and you absolutely should do this.